Owners - Here are the playoff matchups for Round 2 (Final Four): #5 REYNOLDS RANGERS (11-5) at #1 COOL CATS (13-3) #3 DISSEISORS (11-5) at #2 WARM MILK (12-4) For the playoff handicap scheme ... the top two remaining seeds have decisions to make. Here's how it's described in the Rulebook, section 12 ( http://www.saffl.org/rulebook.htm ) : Again, the team receiving the handicap will choose which handicap they prefer: top seed .. (+15 points) OR (+10 points plus one player) 2nd seed .. (+ 5 points) OR ( +0 points plus one player) No other seeds add or subtract points. So COOL CATS and WARM MILK ... there are 3 NFL games this Thursday (Christmas Day)! You will have until: Thursday, 12:45pm ET to let me know if you'd like the 12th man option. All other teams ... the consolation games go on. Teams that started in the playoffs and were eliminated are now playing to win the 'Elite Eight Ensign' and 'Final Four Flag' virtual awards. And non-playoff teams continue the chase for the prestigious 'Red Cedar Beater' virtual award. (Note: consolation game participation is completely optional ... no need to do anything if preferred.) To see the full schedule of playoff and consolation game matchups and results: https://fantasy.espn.com/football/league/playoffs?leagueId=31549 The Commissioner